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US regulatory agencies - the Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) are exploring the possibility of providing federal banking licenses for technology companies that provide financial services, such as remittances and lending.
The presence of a federal license will allow FINTECH companies to reduce costs and develop new regions and products. However, they do not intend to invest heavily in expansion without having access to payment systems, settlement services and other tools of the US Federal Reserve (Fed).
Former head of the US Federal Reserve Janet Yellen, known for her extreme skepticism about cryptocurrency, unexpectedly for herself became the owner of a small part of Bitcoin, having received it as a gift.
It is reported that the founder of the Bitcoin-gift service Biterica Raz Suprovichi sent Yellen 0.0031642 BTC (approximately $ 20) via her email address at the University of Berkeley.